Skip to main content

The Use of Medical Malpractice Protective Insurance


A medical malpractice protective insurance policy is meant to cover someone from any injuries or suffering brought on by medical practitioners.

Medical Malpractice

Medical malpractice is an act of omission usually non intentional by a health care provider personnel, which does not meet with accepted standards of medical practice, and has therefore brought injuries or other damages to the patient.

In the United States, there is a specific medical malpractice protective insurance imposed by a specific designed law to insure that such practices of negligence are brought to justice and never repeated again.

Medical malpractice is usually associated with physicians but it also includes the acts of omission by other medical personal as well such as nurses, dentists and therapists; also hospitals, clinics or other medical corporations can fall into the medical malpractice protective insurance policy.

The three main things a plaintiff must prove in order to sue for medical malpractice:

1. That the health provider did not carry out his/her duty of care towards the patient and due to which the patient suffered or suffers injury and/or pain.

2. That the health provider failed to take action in the appropriate time frame after diagnosis of diseases was made which caused the patient to suffer pain and/or injury.

3. That it is fair and reasonable to hold the accused party responsible for the caused health injury.

In the US all doctors must have a medical malpractice protective insurance in order to practice so, usually such malpractice claim starts as an insurance claim rather then law suit; most times the cases are settled out of court by a mutual agreement between the doctor and the patient's lawyers.

In such settlement fails to take place plaintiff will file a law suit which will start an investigation for the trial. At trial the plaintiff has to prove all the charges by acceptable court rules and regulations such as expert witness of the case who has to be duly qualified in order to testify for a medical case.

The law also requires that lay jurors or judges to accept expert evidence as they are not trained in medicine field and cannot pass a judgment without expert qualified advice.

Medical malpractice law suits are taxing, stressing and time consuming; often having to leave your career on hold to be able to give full attention to the requirements of such trials. Taking in consideration that life and death is at stake a full and in depth investigation is always done before the beginning of a medical malpractice trial making sure that both parties involved are given the opportunities to prove their innocence.

Popular posts from this blog

Medical Billing Careers

Medical billing careers are among the top contenders of the recent job explosion in the healthcare industry. In fact, the Bureau of Labor Statistics states that it is one of the top twenty occupations in healthcare. Medical billing careers are pivotal to the success of the medical practice. It is often referred to as the doctor's key to getting paid for the services he rendered. Medical billing careers encompass a wide scope and a broad range of responsibilities as it includes front office tasks, among others, in its list of things to do. Nature of Work Success in medical billing careers is not as easy as it is often made out to be by those ads you see in the classified section of the local newspaper or the Internet. Not everyone who enters into one end up rich. Competition is fierce and in the end, the competent ones are the only ones who survive. To achieve some measure of success in medical billing careers, you will need to know all the basic concepts related to the jo...
Read more

Billing Insurance Medical Software

The process of selecting billing insurance medical software for a medical office or clinic can be overwhelming and time-consuming. There are just too many billing insurance medical software packages available out there; it's hard to make up your mind. In addition, compliance to strict guidelines regarding the privacy and security of patient records and information is required by the Health Insurance Portability and Accountability Act of 1996 (HIPAA). That makes it even harder to find a billing insurance medical software program that hits every aspect of the target. Finding the right type of billing insurance medical software can spell the difference between a good service and a bad one. In fact, the type of billing insurance medical software used in an office or clinic can greatly influence its bottom line. Its effect even embraces such things as business efficiency and employee turnover. There are also hidden costs to billing insurance medical software and they can often...
Read more

Medical Insurance Billing Software

Medical insurance billing software has been helping medical practices manage their offices for decades now. In fact, the earliest medical insurance billing software, though somewhat primitive then, started appearing thirty years ago, give or take a few years. One can even say that medical insurance billing software is about as old as medical billing itself. The medical insurance billing software packages today are called medical practice management systems or MPM systems and they bear only the most basic resemblance to their older counterparts. These packages are often packed with features to make medical billing easier and simpler for the medical biller and coder. The uses of medical insurance billing software may vary depending according to the type of features the package contains. Some solutions may allow staffers to track patient demographics, visits, and diagnoses. Others may collect, transmit, and track billing information and insurance payments. Still others apply mor...
Read more