Skip to main content

The Use of Medical Malpractice Protective Insurance


A medical malpractice protective insurance policy is meant to cover someone from any injuries or suffering brought on by medical practitioners.

Medical Malpractice

Medical malpractice is an act of omission usually non intentional by a health care provider personnel, which does not meet with accepted standards of medical practice, and has therefore brought injuries or other damages to the patient.

In the United States, there is a specific medical malpractice protective insurance imposed by a specific designed law to insure that such practices of negligence are brought to justice and never repeated again.

Medical malpractice is usually associated with physicians but it also includes the acts of omission by other medical personal as well such as nurses, dentists and therapists; also hospitals, clinics or other medical corporations can fall into the medical malpractice protective insurance policy.

The three main things a plaintiff must prove in order to sue for medical malpractice:

1. That the health provider did not carry out his/her duty of care towards the patient and due to which the patient suffered or suffers injury and/or pain.

2. That the health provider failed to take action in the appropriate time frame after diagnosis of diseases was made which caused the patient to suffer pain and/or injury.

3. That it is fair and reasonable to hold the accused party responsible for the caused health injury.

In the US all doctors must have a medical malpractice protective insurance in order to practice so, usually such malpractice claim starts as an insurance claim rather then law suit; most times the cases are settled out of court by a mutual agreement between the doctor and the patient's lawyers.

In such settlement fails to take place plaintiff will file a law suit which will start an investigation for the trial. At trial the plaintiff has to prove all the charges by acceptable court rules and regulations such as expert witness of the case who has to be duly qualified in order to testify for a medical case.

The law also requires that lay jurors or judges to accept expert evidence as they are not trained in medicine field and cannot pass a judgment without expert qualified advice.

Medical malpractice law suits are taxing, stressing and time consuming; often having to leave your career on hold to be able to give full attention to the requirements of such trials. Taking in consideration that life and death is at stake a full and in depth investigation is always done before the beginning of a medical malpractice trial making sure that both parties involved are given the opportunities to prove their innocence.

Popular posts from this blog

Medical Billing Careers

Medical billing careers are among the top contenders of the recent job explosion in the healthcare industry. In fact, the Bureau of Labor Statistics states that it is one of the top twenty occupations in healthcare. Medical billing careers are pivotal to the success of the medical practice. It is often referred to as the doctor's key to getting paid for the services he rendered. Medical billing careers encompass a wide scope and a broad range of responsibilities as it includes front office tasks, among others, in its list of things to do. Nature of Work Success in medical billing careers is not as easy as it is often made out to be by those ads you see in the classified section of the local newspaper or the Internet. Not everyone who enters into one end up rich. Competition is fierce and in the end, the competent ones are the only ones who survive. To achieve some measure of success in medical billing careers, you will need to know all the basic concepts related to the jo...
Read more

Specialty Areas For Medical Technologists

Specialty areas for medical technologists are many since the field of healthcare is very vast. Some specialty areas for medical technologist are as follows. * Clinical microbiology: This is branch of microbiology, which includes identification of pathogens, susceptibility of some organisms to antimicrobial agents. Medical technologist with specialization in clinical microbiology can determine nature and extent of infections and public health problems. * Body Fluids: It includes study includes analysis of chemical, physical and microscopic parameter of body fluids like urine. * Clinical chemistry: medical technologist with this specialization conducts tests on blood and other body fluids to detect chemicals, hormones and drugs. Common test performed are Blood glucose to diagnose and monitor diabetes. * Hematology: Hematology is study of blood and blood forming organs. Medical technologists conduct different tests regarding blood cells and other components of blood. The most common test ...
Read more

Facing Confidentiality and Electronic Medical Records Concerns

With more and more hospitals employing the electronic medical record as their standard data collection, storage and retrieval system, there are those who are concerned with the risks in the confidentiality and electronic medical records system. The old way of doing things required a lot of paperwork. This meant more office space was allotted for record keeping. This usually meant a filing cabinet with a key as its main security defense against other people. The talk of confidentiality and electronic medical records keeping true to that sense is only a hype, or fluke. The concerns of confidentiality and electronic medical records falling into the wrong hands are grossly exaggerated. To put these concerns on confidentiality and electronic medical records intrusive capability, the software developers have added several security measures to insure that only those who need to know about your information get it and the information that the doctor is reading is really about you: * ...
Read more